Travel insurance
The Hotel Cancellation Plus (trip cancellation insurance) will cover the cost (no excess fee) should you need to cancel your trip unexpectedly (for example a serious illness of a family member, or job loss due to termination by the employer). In addition, the trip cancellation insurance provides coverage for early departure, late arrival or an involuntary extension of the holiday as well as search and rescue costs. The insurance cover applies for a stay up to 31 days in Europe.
The premium is due when signing the contract and payment can be made by credit/debit card or bank transfer.
...more info about the insurance
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